“Struggling to effectively budget?  Cash stuffing is more than the latest TikTok fad…it’s a great idea that’s been proven for generations.” Berenice Rodriguez makes cash stuffing videos on TikTok One of the hottest things on social media financial space in 2023 is “Cash Stuffing” with nearly 100M views. For those who are curious, it’s the act… Read more

“The 20/3/8 Rule will keep you from buying more car than your life can afford.” Confession. I’m a car guy. I love cars, I love writing about cars, and I genuinely love driving. I have a particular affinity for eccentric roadsters, manual transmissions, and high performance off roaders. I even love maintaining my own vehicles… Read more

“…the only thing worse than renting is owning far more house than your budget can stand.” It seems with current real estate values and interest rates, becoming “house poor” is relatively common. 1 in 4 current homeowners meet the definition, which is owing more than 30% of your gross income toward housing costs. Of course,… Read more

“Once you consider what the target date fund is the alternative to, it really is greater than the sum of its parts.” If you hang around the personal finance space very long, particularly in the FIRE community; you will hear someone throw shade at target date funds. A target date fund is simply a “fund… Read more

     “If you think you’ll simply sit back and cash rent checks, you are in for a sad and costly surprise.” I keep running into the notion on social media, in finance circles, and among the populace in general that residential investment real estate is a good source of passive income. While the stock… Read more

                  “If you’re starting your investing journey, keep it simple.” I’ve heard much ado lately about recommendations for financial advisors. While there are many advantages to having an investment professional in your corner, there are some distinct risks as well.  While this isn’t meant to paint a… Read more